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Taylor was born in Leesburg, Virginia, USA. She attended Loudoun Country Day School from pre-school to 7th grade. At age ten, her parents divorced and her father was granted custody. Her father remarried when she was 13 and she moved with her father and new stepmother to Silver Spring, Maryland. There, she attended the Connelly School of the Holy Child in Potomac, Maryland. Taylor worked as a server at "Hooters" while she embarked on a modeling career.